Payment Intent Score

Payment Intent Score from Equifax Canada is an AI-driven solution that helps lenders identify accounts at higher risk of ‘never-pay’ fraud before losses occur.

Key Benefits & Capabilities

Real-Time AI-Driven Scoring: Delivers a dynamic 1–999 risk score that can be appended to the Equifax credit report provided to organizations, or delivered via API as a standalone score (higher score = higher risk).
Precision Targeting: Targets device fraud by flagging applicants likely to miss two consecutive payments in four months. Flags credit card applicants likely to miss three payments within six months.
Streamlined Experience: Helps reduce manual reviews and preserve legitimate sales while mitigating losses from never-pay fraud at origination.

Help protect your business from unrecoverable losses with Payment Intent Score.