Contributing Consumer Data to Equifax

Become an Equifax Consumer Data Contributor

At Equifax Canada, we believe in enabling financial opportunities that move people forward. Your data is one of your most prized possessions, and we understand that. We believe that more data and deeper insights drive better decisions for everyone. 

By contributing your payment data to Equifax Canada for inclusion in our industry-leading Consumer credit files, you are helping to create a more informed credit ecosystem that can drive greater financial inclusion for more people in Canada. 

Access Competitive Insights
  • Data-Driven Growth & Benchmarking: Access robust analytics to manage your business and measure market performance against peers.
  • Actionable Strategies: Access to tools comparing your portfolios to your competitors
Drive Positive Outcomes
  • Boost Customer Loyalty: Reporting payment data may help customers improve their credit score and encourage on-time payments.
  • Differentiate your Business: Enhance your reputation and stand out from the competition by supporting financial inclusion.
Easier Data Submission
  • Multiple Reporting Formats: Equifax offers multiple reporting formats — Metro2 Credit Bureau standard and Enhanced CSV format (a time-saving approach to reporting payment data).
  • Step-by-Step Guidance: We work with you every step of the way to ensure your data makes it to consumers’ credit files
  • Secure Data: Your data is safeguarded by our dedicated team and best-in-class cloud security.

We Take Data Quality and Integrity Very Seriously

Equifax Canada manages thousands of varied data assets and is constantly evolving with the ever-changing credit environment. Every financial opportunity can help a person succeed and we are constantly innovating and exploring new ways to open the door to more financial firsts such as including new non-traditional data sources (e.g. rental and other data) in credit scores to create a more complete picture of consumers’ credit health. 

Why is Contributing Data to Equifax Important?

Why is contributing data to Equifax important?

Considerations for Reporting Payment Data

All new Equifax data contributors are required to comply with basic requirements: 
  • Reporting on a consistent monthly basis
  • Providing non-biased data (payments made and payments missed)
  • Consumer consent is required to report data

What Comes Next?

  • Complete the Contact Us form below
  • Our Data Acquisition team will be in contact with you within 7 business days to gather additional information
  • Introductory meeting may be held to outline your business needs and how we can assist you throughout the reporting process

Become an Equifax Canada Data Contributor

Contribute payment data to drive better decision making and create a more financially inclusive Canada — contact us via the form!
Contact an Equifax Sales Representative today at 1-855-233-9226