Equifax Risk Capacity Index™
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Why Choose Equifax Risk Capacity Index™?
Risk management involves moving and evolving pieces. Capturing changes and adjusting strategies accordingly is challenging. Miss one and you risk mismeasurement or over extension of credit.
Help manage your risk and overall consumer debt potential with the Equifax Risk Capacity Index.
Managing Risk With Clear Insights Into Customer History
This first-of-its-kind, logic-based tool gives you a better understanding of your customer’s monthly credit capacity. It utilizes 12 months of trended payment history from credit cards, installment loans, revolving lines, and mortgages to determine a customer’s ability to manage current and future credit.
Leverage Consumer Credit Information and Payment History With Responsible Lending Practices
Gain the insight you need to make better, more well informed decisions regarding extending credit without compromising on existing credit performance.
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Gain Insights on Customers and Markets
Leverage superior data and innovation for analytics you can trust. Use deep market benchmarking to stay ahead and make the right move for your business.