Product
Bankruptcy Navigator Index® 4.0
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Stay ahead of bankruptcy risk with our most predictive score ever.
Why Choose Bankruptcy Navigator Index 4.0?
Lending is all about predicting what lies ahead — be it opportunities for growth or threats on the horizon. For lenders, there’s no bigger threat than bankruptcy. Unfortunately, today’s shifting market dynamics and consumer behaviours are making these threats harder to see.
Not all customers experiencing severe financial strain exhibit delinquencies on their accounts, and in this rapidly evolving market, some scores and models may not be equipped to accurately assess the warning signs of potential bankruptcy.
Bankruptcy Navigator Index 4.0 helps you identify the warning signs of bankruptcy, even in customers who’ve never missed a payment. The latest in bankruptcy risk assessment from Equifax, Bankruptcy Navigator Index 4.0 helps you efficiently monitor portfolios. So you can better identify vulnerable customers and respond accordingly.
Address Potential Bankruptcies Before They Impact Your Portfolio
Bankruptcy Navigator Index 4.0 gives you a score designed to predict the likelihood of a consumer filing for bankruptcy within the next 24 months. Scores are ranked on a scale of 1-999, with lower scores indicating a stronger likelihood of bankruptcy.
What has changed from previous versions? With a new exclusive ability to integrate consumers’ historical information — including mortgage, telecom, and payment data, plus trended attributes — Bankruptcy Navigator Index 4.0 is our most predictive bankruptcy score ever.
A Powerful Upgrade To Risk Prediction
When you incorporate the latest in predictive analytics into your decisioning, you can improve risk assessment at every step of the account management process.
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Help Anticipate Potential Bankruptcy Risk
Leverage predictive scoring to better understand emerging risks. Identify high-risk accounts earlier to help support your recovery strategies.
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