Why Choose Global Consumer Credit File?

Global Consumer Credit File provides lenders with a seamless and secure platform that connects with global credit bureaus and enables more accurate, informed decisions through robust data.
Trusted Data
Industry-standard, authenticated information directly from our foreign bureaus, providing recognized, compliant data to help you make sound lending decisions.
Score Alignment
Get a calibrated score, the score from the originating country, and a local Canadian score, where applicable. 
Account Management
Insights beyond point in time adjudication. You’ll continue to get stronger and deeper insights for ongoing engagement to identify opportunities for cross-selling, upselling, and ongoing risk management.

Serve a Diverse Customer Base with Global Credit Insights

Help bridge the credit gap for underserved populations while confidently lending to consumers with limited Canadian credit history. Our country-to-country connection ensures accurate score alignment and reliable data. Once activated, enjoy a seamless experience, whether digital or in-branch.

Global Consumer Credit File

Helping you grow and retain your clients who are newcomers to Canada.

Improve Your Credit Decisioning, and More

Confidently leverage trusted global credit data to help drive business growth,  reduce risk, and expand credit access for newcomers to Canada.

Set Up is Easy

Clients can easily activate the solution through two channels, digital or in-branch.

Instant File Retrieval

A credit file with the applicant’s home country credit information appended with Canadian credit information is delivered in real time for risk adjudication.

User Friendly Format

Readable format to help make accurate and quick decisions.

Related Resources

Related Products

Consumer Credit File
Make more informed decisions with predictive consumer insight.
North American Link
Leverage cross-border insights to help drive business growth, reduce risk, and expand access to credit.
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Unlock Newcomer Market Potential

Address credit challenges for newcomers and acquire high-value segments to help expand your market share.

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Need Help Deciding?

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