North American Link
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Why Choose North American Link?
Despite sharing a border, navigating the cross-border market can cause an array of challenges for Canadian lenders and new-to-Canada consumers from the U.S. These include decreased credit access, poor customer experiences, and a higher risk of fraud, among others.
North American Link, a credit solution that provides Equifax Canada with access to U.S. consumer credit profiles, helps bridge the lending gap. Equifax empowers lenders the power to access bi-directional Canadian and U.S. credit information from a single inquiry for a stronger lending foundation, more informed decisions, and reduced risk.
Real-Time, Cross-Border Insights Instantly Delivered Right to You
North American Link from Equifax automatically pulls U.S. and Canadian credit reports on applicants with a U.S. address. Linking this data gives you an accurate view of a consumer’s financial circumstances and potential fraud risk while expanding access to credit.
Help Drive Growth with Transborder Credit Insights
Improve decisioning and help drive growth with North American Link. Access the most up-to-date U.S. credit information for Canadian consumers who have limited or no Canadian credit history.
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