Why Choose Financial Trade Delinquency Score?

Financial Trade Delinquency Score, based on the observed characteristics of roughly two million businesses in the Equifax commercial database, predicts the likelihood that a company will be severely delinquent (90+ past due) on its financial trade accounts within the next 12 months. 
Add Efficiencies
Streamline and automate labour-intensive manual review processes to help scale operations faster.
Enable Smarter Decisions
Make more informed  account management decisions to help boost your bottom line.
Speed Approvals
Accelerate the approval process of new accounts.
Streamline Your Workflow
The score integrates with existing operating systems for use in account acquisition and account management.

Make Credit Decisions with Greater Confidence

Avoid the dual cost of unnecessarily declining qualified clients or extending credit to high-risk ones. By incorporating firmographics, public records, and small business banking trade data, this score provides the precision needed to grow your top line while reducing costs associated with charge-offs.

Lower the Impact of Charge-Offs And Delinquencies

Leverage the Financial Trade Delinquency Score for greater accuracy to help confidently approve more previously declined, qualified clients while reducing the approval of high-risk accounts.

Related Resources

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Commercial Delinquency Score
Assess the delinquency potential of your commercial accounts.
Commercial Data Attribute Service
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Small Business Banking Insights

Find out how you can manage your business and assess risk associated with your business customers, suppliers and partners.

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