Why Choose CreditForecast Canada?

CreditForecast™ Canada combines the comprehensive strength of Equifax Canada’s consumer credit data with Moody’s Analytics economic modelling and forecasting expertise. Through this unique service, lenders can significantly enhance their understanding of consumer credit conditions to help improve business performance and risk management.
Drive Strategic Decisions
Stay competitive and shape strategic decisions with historical and forecasted economic and credit data.
Track Local Behaviour
Obtain insights on how regional economic conditions impact consumer behaviour.
Pinpoint Key Risks
Identify potential risks by score band, geography, product category and other key metrics.
Uncover Growth Opportunities
Evaluate origination opportunities through forecasts of markets and borrower segments.
Validate Market Trends
Inform strategic decisions and validate assumptions based on current and expected industry trends.
Benchmark Performance
Benchmark your portfolio’s performance against the market or subgroups based on different cohorts.

Fortify Your Market Position

By linking credit performance and origination quality metrics with underlying local economic drivers, CreditForecast Canada offers granular insights and forecasts of performance, volume and quality under baseline and alternative economic scenarios.

  • Coverage of auto, credit cards, residential and personal loans products
  • Performance forecasts by origination credit scores, vintage, geography and institution type
  • New volume forecasts
  • Geographies: national, provincial and census metropolitan area (CMA)
  • Monthly data updates and quarterly forecast updates
  • Scenario-conditioned projections with associated narratives

Evaluate the Impact of Shocks and Economic Assumptions on your Portfolios

Help forecast Canadian consumer credit trends and stress test your portfolio with CreditForecast Canada from Equifax and Moody’s Analytics.

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Gain Insights on Customers and Markets

Leverage superior data and innovation for analytics you can trust. Use deep market benchmarking to stay ahead and make the right move for your business.

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