Tips for Creating Strong Passwords for a More Secure Identity

Highlights

• Using simple or reused passwords makes you vulnerable to cyberattacks, putting you at risk of identity theft or financial loss.

• Create strong passwords by aiming for 12–16 characters with a mix of upper/lower-case letters, numbers, and symbols, or use a memorable “passphrase” of four or five unrelated words.

• A password manager, like NordPass, is recommended because it creates unique, complex passwords for every account.

You likely have countless online accounts — from banking to streaming services to social media accounts. Creating, and remembering, unique and complex passwords for each account can seem like a daunting task. You might even ask yourself if it’s worth the effort.

But consider this: If you had a flimsy lock on your front door, you’d likely replace it. Having weak or reused passwords for your online accounts leaves your identity and your wallet just as vulnerable to online thieves.

Once an online thief, or hacker, has access to your accounts, they can drain your bank accounts, open new credit cards or loans in your name, or take over your digital accounts.

What can you do? Make a resolution this year to enhance your online security by reviewing and updating your passwords.

How Can I Create Strong Passwords?

Here are simple tips for creating strong passwords.

1. Aim for Length and Variety

Use at least 12–16 characters because a longer password takes longer for hacking software to crack. And use a mix of characters, preferably a combination of all four character types:

• Uppercase letters (A, B, C)

• Lowercase letters (a, b, c)

• Numbers (1, 2, 3)

• Symbols (!, @, #, $, %, etc.)

2. Use the "Passphrase" Method

Instead of a single word, use a phrase that is easy for you to remember but difficult for a machine to guess. 

• Pick four or five random, unrelated words and string them together. For example, PurpleCloudSkippingRope

• To make it even stronger, substitute some letters with a number or symbol. For example: Purpl3Cloud!Skipp!ngRope

• Don’t use phrases that contain personal information like your name, address, or names of pets.

3. Avoid These Common Password Pitfalls

Do NOT Use:

• Personal information (names, birthdays, pet names, addresses).

• Common sequential keys (qwerty, asdfgh).

• Simple, common words (dragon, football, summer).

• The word “password” or variations of it.

There’s an even easier way to create, store, and access unique and complex passwords. Simply use a password manager.

What are the Benefits of Using a Password Manager?

Maximum Security for Every Account: Even if one complex password is breached, hackers won’t have access to all your accounts. A password manager ensures every account has a unique, strong password.

Remember Only One Password: Stop struggling to recall every password. You only need to remember one master password to unlock your passwords to access all your accounts, from anywhere.

Fast and Easy Logins: The autofill feature saves you time and prevents typos by securely storing and quickly entering your passwords and other personal details (like credit card numbers and addresses).

Wondering where you can get a password manager? When you purchase Equifax Complete™ Protection you’ll get NordPass, a top-tier password manager known for its advanced security features.

A crucial step in protecting your digital life is updating your passwords. Whether you opt for a strong passphrase or a password manager like NordPass, prioritizing strong passwords is a simple and impactful resolution for your digital security this year.