Credit Reports

A credit report is a summary of your credit history. Learn how can it help, or hurt, your financial future.

A credit lock can help residents of Quebec by restricting access to their credit report.

It's one of the most frequently asked questions regarding credit reports. How long does positive -- and negative -- information remain?

Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit reports.

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

Learn how to get a free copy of your credit report from Equifax Canada.

Do the major credit bureaus make lending decisions? Where do they get their information? Find answers to your questions about credit bureaus.

Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.

Learn more about which companies can legally access your Equifax credit report.