How to Spot a Romance Scam and Protect Yourself
Learn to spot the red flags of romance scams, including “love bombing”, avoiding video chats, and requests for untraceable payments. Protect your heart, identity, and wallet by knowing the signs.
Empower Yourself with Credit and ID Education
Empower Yourself with Credit and ID Education
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Fraud and Identity Theft
Explore ways to better protect yourself from identity theft or fraud and what to do next.
What is Digital and Online Identity Theft?
Learn how to protect yourself from spyware and ransomware to help keep your personal data safe.
I Was A Victim Of ID Theft. What Should I Do?
With Equifax Complete Premier and Equifax Complete Friends and Family, you’re not alone. We’ll help you recover from ID theft, help restore your identity and cover up to $1 million in related expenses (certain conditions, restrictions and exclusions may apply).
Data Breaches Are on the Rise. How Can You Help Protect and Restore Your Identity?
Every month there’s another news story about cyber criminals stealing personal data. How do you know if you’ve been a victim and what can you do to recover?
Credit Scores
Learn about credit scores, credit worthiness, and how credit scores are used in day-to-day life.
Paid Off Your Debt? Don’t Let Your Credit Scores Suffer
Paying off debt is generally good for your financial health. However, continuing to use credit can be important for keeping your credit scores healthy.
What is Credit Utilization and How does it Impact Your Credit Scores?
A lower credit utilization ratio can help improve your credit scores. We explain credit utilization and how to keep it low.
Debunking 4 Credit Myths that can hold you back
Get the facts about credit scores and reports from Julie Kuzmic, Equifax Canada's Senior Compliance Officer and Consumer Advocate.
Credit Reports
Understand how your financial behaviour impacts you and your credit, along with what is included on your credit reports and why.
What is a Credit Report?
A credit report is a summary of your credit history. Learn how can it help, or hurt, your financial future.
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Unscoreable: What Does It Mean to See Unscoreable on Your Credit Report
Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.
Understanding Hard Inquiries on Your Credit Reports
Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit reports.
Life Stages
Whether you're saving up for a car, home, or college, learn how your credit can help remove friction from making milestone purchases.
How to Build Credit in Canada
Whether you’re a young adult, a recent immigrant, or just new to credit, building your credit history in Canada is an essential first step to help you achieve some of your financial goals.
Credit Steps to Take After a Relative's Death
The death of a loved one is often very difficult and credit concerns aren’t usually top of mind. However, it’s important to know how to notify credit bureaus and close credit accounts if necessary.
Getting Married? 5 Things You Need To Know About Credit Before Tying The Knot
Getting engaged is an exciting and wonderful time. While you’re planning your wedding, it’s also a good time to start planning your future together. Understanding how credit scores and reports work can help you make big financial decisions.
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Cyber Security
Understand how to shop online more safely, how to create and store stronger passwords, and more.
Tips for Creating Strong Passwords for a More Secure Identity
Updating your accounts with complex and unique passwords can help protect your identity and your wallet.
When to use a VPN?
Home or public Wi-Fi? Always use a virtual private network (VPN). A VPN acts as an encrypted tunnel for your internet traffic, helping to protect your online identity from digital snoops and fraudsters.
Shopping Online? Help Keep Your Identity and Financial Information Safe
It can help you avoid crowds and traffic, but shopping online can also put you at risk of identity theft or fraud. Here are some suggestions to help you browse more safely.
Debt Management
Learn how debt can affect your credit scores, plus the different types of debt (both good and bad), and best practices for paying it off.
Credit Protection Strategies: How to Protect Your Credit while Managing Debt
Making the wrong money decisions can hurt your credit scores, possibly making it harder to get a loan or a lower interest rate. These six money moves can help you stretch your dollar without damaging your credit.
Debt Consolidation: What You Need To Know
Learn more about how debt consolidation works and discover options for paying down debts in our informative guide. We will help you find the best solutions for paying off debt that can fit your current needs.
Credit Counselling: Your Questions Answered
If you're struggling with debt, credit counselling may be an option you could consider. But what can credit counselling do -- and not do -- for you?
Personal Finance
Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.
Do you know your credit facts?
Most Canadians get these 6 credit facts wrong. Understanding more about credit reports and scores can help you start living a better financial future.
Q&A with Julie Kuzmic: Talking Credit & Money
Equifax Canada’s Director of Consumer Advocacy Julie Kuzmic explores why it's so important to have conversations about credit and money in the face of COVID-19 pandemic.
What Credit Scores Do I Deed To Get A Personal Loan?
There is no hard and fast credit score you need to get a personal loan, but your credit scores can impact the type of loan and terms you are eligible for. Learn more here from Equifax Canada.
Videos
Find short videos about how to protect, monitor, and restore your credit and identity.
What is credit monitoring?
Our credit alerts notify you of key changes to your Equifax credit report. Unrecognized lenders could signal ID fraud.
What is device protection?
Our Device Protection helps protect your devices (phones, tablets, computers) from viruses, malware, ransomware and other threats that can attack your system and steal your data.
What is a secure VPN?
Our VPN encrypts your data and hides your IP address, helping to shield you from online snoops.