Why Choose Trended Risk Predictor™? 

As a lender, it’s more important than ever for you to have an informed view of your customers’ ability to pay their current credit obligations. To do this, you need advanced, predictive tools and data that provide expanded visibility.

Introducing Trended Risk Predictor™, a powerful predictive risk score from Equifax. With the addition of mortgage, telecommunications and payment data, and trended attributes — plus the ability to identify vulnerable customers — Trended Risk Predictor helps you mitigate risk across your entire lending process. This paves the way for unbiased decisioning and justification, accelerated and automated approvals, and, ultimately, more positive experiences for everyone.

Updated Consumer Data
Gain access to the most expansive and current credit data available to lenders.
More Effective Risk Management
Improve accuracy in predicting delinquency using new data sets and trend analytics.
Increased Predictability
Help improve your credit risk decisioning, adjudication, account management, and recovery across the full credit life cycle.
Seamless Integration
Easily incorporate Trended Risk Predictor with your existing analytical tools to strengthen your risk-decisioning abilities.

Assess Consumer Credit Risk To Support Better Lending Decisions

Trended Risk Predictor from Equifax gives you a three-digit score that predicts the likelihood of a consumer becoming 90+ days delinquent within the next 12 months. The higher their score, the less likely they will have serious delinquencies. Clear reason codes for each score help provide improved explainability and unbiased decisioning.

Fuel Portfolio Growth With Enhanced Risk Management

Trended Risk Predictor gives you better model performance across all industries so you can confidently approve more people, more efficiently, without increasing risk.

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Minimize Portfolio Risk

Help protect your bottom line at every stage of the customer lifecycle.

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