Commercial Risk Scores and Indicators
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Why Choose Commercial Risk Scores and Indicators?
A major customer is expanding and wants to double its credit limit. What are the risks? A new start-up is looking for a small business bank loan. Should you approve?
Every commercial lending and trade decision directly impacts your bottom line. Commercial Risk Scores and Indicators provide the vital business intelligence needed to assess commercial risk confidently to help you set appropriate terms, establish risk thresholds, and mitigate payment default.
Make Credit Decisions with Greater Confidence
Our Commercial Risk Scores and Indicators suite consists of the following insights:
- Credit Index provides a current snapshot of a company’s overall credit worthiness.
- Payment Index measures the average days beyond terms it takes a business to pay its suppliers.
- Commercial Delinquency Score predicts the likelihood that a company will be severely delinquent in paying its non-financial trades over the next 12 months.
- Financial Trade Delinquency Score predicts the likelihood that a company will be severely delinquent in paying its small business banking trades over the next 12 months.
- Business Failure Risk Score predicts the likelihood that a company will cease business in the next 12 months, resulting in losses for its creditors.
Enriched Insights for Commercial Risk Management
Powered by a robust database of company information, our Commercial Risk Scores and Indicators suite provides the credit intelligence you need to make better business decisions.
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