The recently introduced Equifax Risk Score (ERS) is a statistical model that predicts the likelihood of a consumer going 90+ day delinquency within the next 12 months. This score was designed to address the credit scoring concerns of risk management and marketing professionals including: the changing economy, regional differences, score volume, predictability and thin credit files.
ERS gives you the power to score and approve more applicants, predict delinquency with added accuracy, prevent losses and more.
For more information on this new standard in Consumer Risk Scoring call 1-877-227-8800, contact your Account Executive or visit us at www.equifax.ca