Monday, February 18 2013


TELCO Trades Activation

Dear Valued Equifax Member,

At Equifax, our commitment is to provide you with the most robust consumer credit information available in the marketplace. In line with this commitment, we are pleased to announce a change in our Telecommunications (Telco) trade line reporting policy. Effective August 1st 2013, Equifax will systematically be turning on all Telco trades on all consumer credit reports. Some of our members already have visibility to Telco trade data having previously requested these trades to be activated. In these cases there will be no need for further action on your part.

Why visibility to Telco trade data is important to your company:

  • More data - This information provides your company with richer data and greater clarity on account information that is pertinent to your internal risk and marketing strategies.
  • More trade updates - Equifax receives over 14 million Telco trade updates monthly
  • More inquiries - Equifax receives more inquiries than any other credit bureau, including inquiries from Telco's.
  • More hits - Our hit rate continues to improve with new algorithms and robust data sources (such as Telco data) providing your company with the ability to find those credit files that no other bureau will be able to find and return.

Please note that Equifax generic scores will not be impacted (ERS, CRP, BNI, BEACON), however if you have any custom scores you may want to assess if Telco trades will impact those scores. If so, you may choose to not have these trade lines activated.

Please inform us by April 30, 2013 should you wish to not have these trade lines activated by contacting our Global Business Services Team via e-mail at ncc@equifax.com or by telephone at 1-877-227-8800.

Thank you for your continued support,

Equifax Canada



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