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¹ You don’t just have one credit score. There are many different credit scores provided by different companies that are used to help predict how likely you are to pay your bills on time. The Equifax credit score provided under the offers described herein a proprietary credit model developed by Equifax Canada and provided to you via the myEquifax platform by Equifax Canada in coordination with its affiliate, Equifax Consumer Services LLC, a U.S. company and your data will be stored in the United States. While this score is similar to scores usually communicated to lenders who request it, it is being provided to you for your own educational use. Please keep in mind third parties may use a different score when evaluating your creditworthiness and will consider items other than your credit score, such as information on your credit file and information you provide in your application for credit. You can also receive this Equifax credit score by mail, by phone or in person directly from Equifax Canada.

² The Equifax credit report provided under the offers described herein is an Equifax Canada credit report, which is proprietary to, and based on information maintained by, Equifax Canada. It is provided to you via the myEquifax platform by Equifax Canada in coordination with its affiliate, Equifax Consumer Services LLC, a U.S. company and your data will be stored in the United States. Under certain circumstances, access to your Equifax credit report may not be available. If you have a paid product subscription and a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made. You can also receive this Equifax credit report by mail or in person directly from Equifax Canada.

³ Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. For residents of Quebec, this feature is not available for new product purchases. However, if you are a resident of Quebec and are redeeming a code, this feature will be included in your Product. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage.

⁴ We will require you to provide your payment information when you sign up. You may cancel during the Free Trial Period without charge. If you do not cancel during the Free Trial Period, we will immediately charge your card $24.95 and will charge the card $24.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds. Only one free trial per customer is available in a 180-day period.